We're not a bank. We're not a broker. We're a funding partner built to serve the businesses that traditional lenders overlook.
GrowthX Capital was founded on a simple belief: the businesses that drive our economy — contractors, restaurateurs, HVAC technicians, retailers — deserve better than what traditional banks offer. They're denied on technicalities, stalled by bureaucracy, and burdened by rigid products that don't fit their reality.
We built GrowthX Capital to be different. Fast decisions. Flexible terms. Products designed around how real businesses actually operate. We operate in both Canada and the United States, with physical offices in Surrey, BC and Sheridan, WY.
Over 10 years, we've funded more than 10,000 projects across 10 countries. And 70% of our clients come back for additional funding — because when a lender consistently helps your business grow, you keep coming back.
No jargon, no hidden clauses, no fine print surprises. We explain everything in plain language so you can make confident decisions.
Traditional lenders move at their own pace. We move when opportunity presents itself — because timing is everything in business.
We see ourselves as an extension of your team. Our success is measured by your growth, not by how much we lend.
Every cost, every term, every condition — we tell you everything upfront. No surprises after signing. That's a promise.
Experienced professionals dedicated to helping SMBs access the capital they deserve.

Alex founded GrowthX Capital after spending 15 years in commercial banking, where he saw firsthand how traditional lenders failed small and medium businesses. He built GrowthX to close that gap.

Mellisa leads our operations with a focus on making every funding experience smooth and fast. She oversees the full application-to-funding process to ensure every client gets fast results.

Charlie is the primary point of contact for many of our clients. His focus is building lasting relationships — helping business owners find the right product and ensuring they feel supported throughout the journey.
Join thousands of business owners who've grown with GrowthX Capital.
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