Tailored funding for Amazon sellers, Shopify stores, and online retailers — built for the digital economy.
E-commerce businesses have unique financing needs that traditional lenders rarely understand. Seasonal sales peaks, marketplace concentration risk, customer acquisition costs, and inventory investment cycles all create specific capital requirements. Our E-Commerce Financing product was designed specifically for online retailers — whether you're running an Amazon FBA business, a Shopify DTC brand, or a multi-channel online operation.
We offer revenue-based advances, inventory lines, and term loans sized to your specific platform data, sales history, and growth trajectory. We can often approve e-commerce businesses based on their store performance data — not just credit scores and tax returns.
Credit limits range from $10,000 to $500,000 depending on your business revenue, time in operation, and overall financial profile. We determine your limit based on your business's ability to service the debt.
After initial approval (typically 24–48 hours), funds can be transferred to your business account within 24 hours of your draw request. Subsequent draws are even faster.
No annual fee. You only pay interest on the amount you've drawn from your credit line. The unused portion costs you nothing.
Yes. There are no prepayment penalties. Paying down your balance early reduces the interest you pay and frees up your available credit for future needs.
That's the beauty of a line of credit — you pay nothing on the unused portion. It sits as available capital until you need it. Your unused credit is never charged.