Stock your shelves or warehouse without tying up working capital — we source and finance the inventory you need.
For retail and distribution businesses, inventory is both your greatest asset and your biggest cash drain. Having the right stock on hand to meet customer demand can make or break a sales quarter — but purchasing inventory at wholesale prices ties up working capital. Our Inventory Sourcing program solves both problems: we help you source the inventory AND provide financing to purchase it.
Beyond simple financing, our sourcing network connects you with suppliers across North America, often at preferential pricing. Whether you need to restock fast-moving consumer goods or stock a seasonal retail operation, we help you find the right products at the right prices — then finance the purchase so your working capital stays intact.
Credit limits range from $10,000 to $500,000 depending on your business revenue, time in operation, and overall financial profile. We determine your limit based on your business's ability to service the debt.
After initial approval (typically 24–48 hours), funds can be transferred to your business account within 24 hours of your draw request. Subsequent draws are even faster.
No annual fee. You only pay interest on the amount you've drawn from your credit line. The unused portion costs you nothing.
Yes. There are no prepayment penalties. Paying down your balance early reduces the interest you pay and frees up your available credit for future needs.
That's the beauty of a line of credit — you pay nothing on the unused portion. It sits as available capital until you need it. Your unused credit is never charged.