Invoice Financing

Unlock cash tied up in unpaid invoices — get up to 90% of your receivables advanced within 24 hours.

Overview

Invoice financing allows you to convert your outstanding invoices into immediate cash. When you issue an invoice and clients take 30, 60, or 90 days to pay, your business carries the financial burden. Invoice financing bridges that gap by advancing you a percentage of the invoice value upfront — typically within 24 hours of approval.

How It Works

This product is particularly valuable for businesses that operate on long payment cycles — agencies, construction companies, manufacturing businesses, and professional service firms. Once your customer pays the invoice, we deduct our fee and send you the remainder.

Key Benefits

  • Flexible access to capital when you need it most
  • Pay interest only on what you draw — not the full limit
  • Revolving credit — repaid amounts become available again
  • Quick approval and funding once documentation is complete
  • Transparent terms with no hidden fees
  • Builds credit history with responsible usage

Frequently Asked Questions

Credit limits range from $10,000 to $500,000 depending on your business revenue, time in operation, and overall financial profile. We determine your limit based on your business's ability to service the debt.

After initial approval (typically 24–48 hours), funds can be transferred to your business account within 24 hours of your draw request. Subsequent draws are even faster.

No annual fee. You only pay interest on the amount you've drawn from your credit line. The unused portion costs you nothing.

Yes. There are no prepayment penalties. Paying down your balance early reduces the interest you pay and frees up your available credit for future needs.

That's the beauty of a line of credit — you pay nothing on the unused portion. It sits as available capital until you need it. Your unused credit is never charged.

Ready to Get a Line of Credit?

Apply online in minutes. Get a decision within 24 hours.

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